FAMILY APPLICATION OPEN

Own a Home

Old Colony Habitat partner family/families are selected after all of the qualified applicants are identified. Old Colony Habitat for Humanity offers a hand-up, not a hand-out. Our partnership program includes educational workshops to equip new homeowners with the skills necessary to manage being a homeowner and the financial skills to be successful.

Homeownership Information

Application Process

The Old Colony Habitat Partner Family is selected after all the qualified applicants are identified. Old Colony Habitat for Humanity offers a hand-up, not a hand-out. Our partnership program includes educational workshops to equip new homeowners with the skills necessary to manage being a homeowner and the financial skills to be successful.

• Our next home application for Franklin is OPEN. The application cycle is open August 15, 2025 and closes on September 15, 2025.
• Please watch our social media and website updates.

To see if you’re eligible to apply, fill out the Eligibility Questionnaire here

Eligibility

The Partner Family is selected based on the following guidelines and level of need as determined by our criteria.

In order to qualify for our homeowner program, applicants must:

1. Have a need for safe and decent housing.
2. Have lived or worked in our service area for at least a year.
3. Attend homeownership / financial management seminars at our offices.
4. Meet the HUD median income guidelines.
5. Have secure employment, good credit, legal residency, no felony convictions, and no more than one misdemeanor.
6. Be able to pay a down payment.
7. Demonstrate an ability to pay a mortgage on time, in full, each month.
8. Willing to partner with Old Colony Habitat for Humanity by completing the required sweat equity. Adults in the Partner Family must provide at least 250 hours each, up to a maximum of 500 hours of sweat equity, towards building their home, other Habitat homes, or special projects.

A Habitat partnership may be the solution for your family, if:

1. You are able to make housing, taxes, and insurance payments.
2. Your maximum household income does not exceed 80% of the area median income (see chart below).
3. You are unable to qualify for conventional mortgage financing for a market rate home.
4. You are a first-time home buyer (some exceptions may apply).
5. You are a U.S. Citizen or Permanent Resident.
6. Your Household meets the income and asset limits.

Application Guidelines

Old Colony Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.

Old Colony Habitat for Humanity is a non-profit organization, and we do business in accordance with Federal and Massachusetts Fair Housing and Lending Laws.

For more information about opportunities for homeownership, please contact the Family Services Committee. They can be reached family@oldcolonyhabitat.org

Refer to the actual application for deadlines.  Applications may be returned in the following ways:

Electronic:

The preferred and most efficient method of application is electronic via Docusign

Mail to:

• Old Colony Habitat for Humanity, P.O. Box 100, Attleboro, MA 02703

Drop Off:

• Old Colony Habitat for Humanity, 108 North Main Street, Raynham, MA. Tuesday, Wednesday, Thursday 10:00 AM – 2:00 PM
• Bristol County Savings Bank, 942 Broadway, Raynham, MA. Drive Thru Hours: Monday – Wednesday 8:00 AM – 4:30 PM, Thursday 8:00 AM – 6:00 PM, Friday 8:00 AM – 5:00 PM, Saturday 9:00 AM – 12:00 PM
• Bristol County Savings Bank, 108 N Main St, Raynham, MA. Drive Thru Hours: Monday – Thursday 8:30 AM – 5:00 PM, Friday 8:30 AM – 6:00 PM, Saturday CLOSED

* PLEASE NOTE: All home construction is conditional on final permitting approvals.

Income Guidelines

Gross household income can be no more than 80% Area Median Income, based on the number of people in the household. Check the meet the HUD median income guidelines.

** NOTE **  The above figures apply to 2025.  AMI figures and limits are updated yearly and are published by the U.S. Department of Housing and Development (HUD).

The Application Process Timeline

• Applicant fills out the Eligibility Questionnaire.
• If the applicant qualifies for an application, one is sent via Docusign. (Paper applications are also available upon request)
• After receiving an application, Old Colony Habitat for Humanity allows 30 days to apply with all of the required documents.
• The qualification process may take 10-12 weeks from the completed application submittal.
• Once applications are reviewed, the Family Selection Committee will contact potential Partner Families to schedule a home visit to interview the applicants and observe current living conditions. We ask that prospective homeowners make reasonable arrangements for scheduling. The Family Selection Committee will review and verify all the information on the applications.
• All qualified applicants are then entered into a lottery for random selection. All applicants will be notified verbally and in writing of the outcome.
• If families wish to apply for future Habitat homes, they must fill out an updated application.