Giving Families a Hand Up, not a Hand Out.

Homeownership Information

Applications will not be available until we are actively marketing a property for sale. The application window will be open for 60 days and the application will be available to download from our website.

Habitat partner family/families are selected based on the following guidelines and level of need as determined by:

In order to qualify, to qualify for our homeowner program, applicants must (a) have a need for safe and decent housing; (b) have lived or worked in our service area for at least a year; (c) attend homeownership / financial management seminars at our offices; (d) meet the HUD median income guidelines; (e) have secure employment, good credit, legal residency, no felony convictions, and no more than one misdemeanor; (f) be able to pay a down payment; (g) demonstrate an ability to pay a mortgage on time, in full, each month; (h) willing to partner with Old Colony Habitat for Humanity by completing the required sweat equity. The requirement is 250 hours of sweat equity hours.

Homeowner must meet the following 2021 HUD Median income guidelines.

A Habitat partnership may be the solution for your family, if:

• You are able to make housing, taxes, and insurance payments.
• Your maximum household income does not exceed 80% of the area median income (see chart below),
• You are unable to qualify for conventional mortgage financing for a market rate home,
• You are a first-time home buyer (some exceptions may apply),
• You are a U.S. Citizen or Permanent Resident,
• Your Household meets the income and asset limits

Old Colony Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.

Old Colony Habitat for Humanity is a non-profit organization and we do business in accordance with Federal and Massachusetts Fair Housing and Lending Laws.

For more information about opportunities for homeownership, please contact the family services committee. They can be reached at 508-203-6852 or email: family@oldcolonyhabitat.org

Next round of the open application process will be announced and will be available on-line here or at the Habitat ReStore, 9 Washington Street, Attleboro, MA 02703. Watch for details on our website.

Applications can be mailed to: Old Colony Habitat for Humanity, P.O. Box 100, Attleboro, MA 02703 or dropped off at: Habitat ReStore, 9 Washington Street, Attleboro, MA (do NOT mail applications to the ReStore address)

* PLEASE NOTE: All home construction is conditional on final permitting approvals.