Giving Families a Hand Up, not a Hand Out.

Homeownership Information

Old Colony Habitat partner family/families are selected after all of the qualified applicants are identified. Old Colony Habitat for Humanity offers a hand-up, not a hand-out. Our partnership program includes educational workshops to equip new homeowners with the skills necessary to manage being a homeowner and the financial skills to be successful.

Applications will not be available until we are actively marketing a property for sale. The application window will be open for 60 days and the application will be available to download from our website.

Habitat partner family/families are selected based on the following guidelines and level of need as determined by:

In order to qualify for our homeowner program, applicants must (a) have a need for safe and decent housing; (b) have lived or worked in our service area for at least a year; (c) attend homeownership / financial management seminars at our offices; (d) meet the HUD median income guidelines; (e) have secure employment, good credit, legal residency, no felony convictions, and no more than one misdemeanor; (f) be able to pay a down payment; (g) demonstrate an ability to pay a mortgage on time, in full, each month; (h) willing to partner with Old Colony Habitat for Humanity by completing the required sweat equity. The requirement is 250 hours of sweat equity hours.

A Habitat partnership may be the solution for your family, if:

• You are able to make housing, taxes, and insurance payments.
• Your maximum household income does not exceed 80% of the area median income (see chart below),
• You are unable to qualify for conventional mortgage financing for a market rate home,
• You are a first-time home buyer (some exceptions may apply),
• You are a U.S. Citizen or Permanent Resident,
• Your Household meets the income and asset limits

Old Colony Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.

Old Colony Habitat for Humanity is a non-profit organization and we do business in accordance with Federal and Massachusetts Fair Housing and Lending Laws.

For more information about opportunities for homeownership, please contact the family services committee. They can be reached family@oldcolonyhabitat.org

Next round of the open application process will be announced and will be available on-line here or at the Habitat ReStore, 9 Washington Street, Attleboro, MA 02703. Watch for details on our website.

Applications can be mailed to: Old Colony Habitat for Humanity, P.O. Box 100, Attleboro, MA 02703 or dropped off at: Habitat ReStore, 9 Washington Street, Attleboro, MA (do NOT mail applications to the ReStore address) (Refer to the actual application for deadlines)

Application Deadline

The application deadline for 5 Chester Ct. in Taunton is Friday, December 6, 2024, at 5PM. The application and supporting documents must be received by the deadline. For security purposes, applicants are encouraged to submit their application and attachments through the DocuSign platform. (If needed, applications and materials may be sent by mail: Old Colony Habitat for Humanity, P.O. Box 100, Attleboro, MA 02703). Mailed applications and materials must be post marked by Friday, December 6, 2024 or dropped off at the ReStore at 9 Washington Street by Noon.

Applications will be available on our website or hard copies at the ReStore at 9 Washtington St, Attleboro, MA

The 1st step in the process is filling out the Homeownership Questionnaire. This tool will help you determine if you meet initial eligibility requirements for the program. If you meet the initial eligibility requirements, the 2nd step is to read the application details thoroughly prior to filling out the application. Please review the eligibility requirements to understand all of the expectations of the potential applicant. Applications Open on Monday October 7, 2024

* PLEASE NOTE: All home construction is conditional on final permitting approvals.